Julie Shanberger
Chief Financial Officer
Replay available
Southside Bancshares, Inc. (NASDAQ: SBSI) Q2 2025 earnings conference call, held 2025-07-25. Replay captured from the company's public earnings webcast.

Chief Financial Officer
President
Chief Executive Officer
Analyst, Raymond James
Analyst, Stevens
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WEBVTT 00:00:00.031 -- 00:00:04.274 investor relations. Please go ahead. 00:00:04.397 -- 00:00:08.583 Thank you, Lateef. Good morning, everyone, and welcome to Southside Bank Share's second 00:00:08.583 -- 00:00:15.012 quarter 2025 earnings call. A transcript of today's call will be posted on southside.com 00:00:15.012 -- 00:00:20.539 under investor relations. During today's call and in other disclosures and presentations, 00:00:20.539 -- 00:00:24.885 I remind you forward-looking statements are subject to risk and uncertainties. 00:00:24.885 -- 00:00:29.381 Factors that could materially change our current forward-looking assumptions are described 00:00:29.381 -- 00:00:34.530 in our earnings release in our Form 10-K. Joining me today are CEO Lee 00:00:34.530 -- 00:00:39.378 Gibson, President Keith Donahoe, and CFO Julie Shanberger. 00:00:39.378 -- 00:00:44.646 Firstly, we'll start us off with his comments on the quarter, then Keith will discuss 00:00:44.646 -- 00:00:48.933 loans and credit, and then Julie will give an overview of our financial results. 00:00:48.933 -- 00:00:52.119 I will now turn the call over to Lee. 00:00:52.119 -- 00:00:55.212 Thank you, Lindsay, and welcome to today's call. 00:00:55.212 -- 00:01:00.579 We had an excellent quarter with net income of $21.8 million, resulting 00:01:00.579 -- 00:01:05.585 in diluted earnings per share of $0.72, an annualized return 00:01:05.585 -- 00:01:10.872 on average assets of 1.07%, and an annualized return 00:01:10.872 -- 00:01:13.636 on average tangible common equity of 14.38%. 00:01:13.636 -- 00:01:15.618 I 00:01:15.618 -- 00:01:20.665 want to thank our dedicated team members for their hard work and contributions that were 00:01:20.665 -- 00:01:25.934 instrumental in producing these results. Linked quarter, ou...