Solid Försäkringsaktiebolag (publ) (SFAB) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Stort tack för det och varmt välkomna till vår presentation av det fjärde kvartalet 2025. Marcus Tillberg heter jag, jag är vd för Solidförsäkring och tillsammans med mig idag har jag vår CFO Sofia Andersson och vi kommer att gå igenom utvecklingen av det fjärde kvartalet. And if we start with some highlights from the fourth quarter, we can note that we are doing a strong quarter, both in terms of our results and sales development. During the period, we have two comparative posts that we want to be transparent with. One post is positive, and it covers the demarcation of our Swiss subsidiary. And one post is negative and denies a fraudulent process that we have been involved in, but which did not result in any conclusion. In total, these posts get a negative impact in the quarter of SEK 6 million. If we start with sales development, it decreases in the period by 4%. Adjusted, however, we see an underlying sales increase of 5% compared to the same period previous year. där våra segment trygghet och assistans bidrar positivt. Jag kommer återkomma till utvecklingen mer i detalj då vi går igenom varje segment. Förflyttar vi oss till utvecklingen av våra premieintäkter så minskar dessa i perioden med 4%. Justerat ökar dock premieintäkterna med 2%. We see an increase in premium revenues within the security segment, where revenues increase by 5% and adjusted increases in revenue in assistance by 14%. Within the product segment, revenues in the period decrease by 21%. Our insurance technical results went up to 29.5 million in the period compared to 35.6 million in the same period last year. To adjust for the part of the result allocated from the financial movement and comparative costs, the insurance technical result in the period increased by 4%. The result in the financial ...