Shinhan Financial Group Co Ltd (SHG) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello. Happy New Year. I am Park Cheol-ho, in charge of the IR part. Thank you to all of you who attended the annual performance announcement of Shinhan Financial Group in 2025. Today's performance announcement includes the newly appointed Group CFO Jang Jung-won, Group CRO Na Eun-pa, Shinhan Bank CFO Kang Yong-hong Group, Shinhan Card CFO Lee Jung-bin Group, Shinhan Investment CFO Lee Jae-sung Group participated. And last October, the Group AX Digital Department, which was newly launched, also participated. And as before, the Group CSO Go Seok-heon Department and Shinhan Life CFO Joo Sung-hwan Group participated, so I hope that many of you who participated today Thank you for your interest and participation. Today's performance announcement will be held after the group CFO's presentation on the annual performance announcement in 2025. Then, we will have a Q&A time with the participants. Then, we will have a presentation on Jang Jung-hoon's performance. Hello, my name is Jang Jung-hoon and I am the CFO of Shinang Financial. We will do our best to communicate with the market about the continuous efforts and consistent promotion of the group's sustainable value acquisition. From now on, I will explain the annual business performance of 2025. This is the highlight of the second page of the business performance. As of the end of 2025, Despite the increase in the exchange rate, the Group CET-1 ratio was managed within the planned range of the Group RWA and was set at 13.33%. The Group's board of directors agreed on a well-managed capital ratio of 570 won per share and 310 won per share. With the approval of the Board of Directors, the amount of the total share price of 25 years will be 2.5 trillion won, and the total share price will be 50.2%, which is the goal of 50%. Me...