Tom McCrowan
Head of Investor Relations
Replay available
Shift4 Payments, Inc. (NYSE: FOUR) Q3 2025 earnings conference call, held 2025-11-06. Replay captured from the company's public earnings webcast.

Head of Investor Relations
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WEBVTT 00:00:00.031 -- 00:00:04.315 Greetings and welcome to the SIF 54 00:00:04.315 -- 00:00:06.557 Q3 2025 00:00:06.557 -- 00:00:09.398 earnings call. 00:00:09.720 -- 00:00:11.161 On 00:00:11.161 -- 00:00:15.845 today's call, all participants are in a listen-only mode. 00:00:15.845 -- 00:00:19.989 A question and answer session will follow the formal presentation. 00:00:19.989 -- 00:00:24.734 If anyone should require operator assistance during the conference, please press star 00:00:24.734 -- 00:00:29.774 zero on your telephone keypad. As a reminder, this conference 00:00:29.774 -- 00:00:34.962 is being recorded. On today's call, we have Taylor Lauber, CEO, 00:00:34.962 -- 00:00:37.786 and Christopher N. Cruz, CFO. 00:00:37.786 -- 00:00:43.234 It is now my pleasure to introduce your host, Tom McCrowan, Head of Investor Relations. 00:00:43.234 -- 00:00:46.516 Thank you, Tom. You may begin. 00:00:52.509 -- 00:00:56.561 Thank you, Operator. And good morning, everyone, and welcome to Shift4's third quarter 00:00:56.561 -- 00:00:58.103 2025 00:00:58.103 -- 00:01:03.049 earnings conference call. With me on the call today are Taylor Lauber, our CEO, and Chris 00:01:03.049 -- 00:01:07.435 Cruz, our chief financial officer. This call is being webcast on the investor relations 00:01:07.435 -- 00:01:11.778 section of our website, which can be found at investors.shift4.com. 00:01:12.321 -- 00:01:17.528 Today's call is also being simulcast on X Spaces, which can be accessed through our corporate 00:01:17.528 -- 00:01:22.619 X account at Shift4.com. Our quarterly shareholder letter, quarterly financial results, 00:01:22.619 -- 00:01:28.387 and other materials related to our quarterly results have all been posted to our IR website. 00:01:28.387 -- 00:01:32.212 Our call and earning...