SECURE TRUST BANK PLC (STB) — Interim Results

Investor webinar replay

Replay transcript excerpt

Good afternoon, ladies and gentlemen, and welcome to the SECURE TRUST BANK PLC Investor Presentation. Questions are encouraged. They can be submitted at any time via the Q and A tab that's just situated on the right hand corner of your screen. Please just simply type in your questions and press send. The company may not be in a position to answer every question it receives during the meeting itself. However, the company can review all questions submitted today and will publish our responses where it's appropriate to do so on the Investor Meet company platform. Before we begin, we would just like to submit the following poll. And if you could give that your kind attention, I'm sure the company would be most grateful. And I'd now like to hand you over to CEO, Ian Caulfield. Ian, good afternoon, sir. Thanks ever so much and thanks everyone. I'm absolutely delighted to be at our first Investor Meet session and to take you through our results for the first half of of twenty twenty six. I promise the presentation will get more interesting, but there weren't a doubt unless otherwise flagged. Rachel and I will be commenting on continuing adjusted numbers and metrics. During the presentation, I'm gonna cover both strategic and financial highlights along with the outlook for the balance of the year before obviously taking taking your questions. However, what I wanna start with are the five specifics that we think underpin the investment case for SECURE TRUST BANK. Firstly, we're operating in large and attractive markets where we have genuine specialist expertise and clear opportunities for growth. Across retail finance, business finance and savings, the addressable markets available to us are substantial. Secondly, our model has significant operating leverage. Much of the infr...