Sabre Insurance Group plc (SBRE) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Okay, good morning everyone. Thank you very much to people who are joining us in the room and online. Welcome to our results presentation. I'm pleased to say we've got consistency in presenters. My colleagues there have been gently fried by the giant screen just behind their head. As normal admin I will do the presentation. and then we'll leave all the difficult questions to Matt and Trevor to handle at the end Adam tells me it's our ninth annual results presentation now and that's for the three of us so we'll be getting the cake out for next year's next year's one I think so very briefly outline the agenda we're going to run through the highlights Adam will then run through the financial performance and our ESG credentials I'm going to spend a few minutes going through our strategy which we've tried to present in a slightly different way this year I'll then look at the outlook and summary and we'll have plenty of time at the end for Q&A as ever. So overall I think there's a title suggested we think we had a very good year last year and as importantly we've got very good momentum coming into this year as well in terms of premium so we seem to have turned the corner from having to manage for a margin into now we're back into a slight growth mode as well. For recent annual reports, I seem to have stood here with a doom-laden message to impart, be it Brexit or Covid or Ogden discount or high inflation. Almost boringly, I don't have any of that this year. The horizon seems as clear as it's been for quite some time. So hopefully we can focus on our own numbers and what we think are some good things coming through both for the sector and ourselves. So let's touch on some of the highlights. Profit before tax up almost 5%, margin very comfortably within our range, an excelle...