Rocket Companies, Inc. (RKT) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.475 would like to ask a question during this time, simply press star followed by the number 00:00:03.475 -- 00:00:07.661 one on your telephone keypad. If you would like to withdraw your question, again, press 00:00:07.661 -- 00:00:12.747 star one. Thank you. I'd now like to turn the call over to Sharon Ng, Head of Investor 00:00:12.747 -- 00:00:14.149 Relations. You may begin. 00:00:14.149 -- 00:00:16.149 Good 00:00:16.472 -- 00:00:20.697 afternoon, everyone, and thank you for joining us for Rocket Company's earnings call 00:00:20.697 -- 00:00:26.104 covering the third quarter 2025. With us this afternoon are Rocket Company CEO 00:00:26.104 -- 00:00:31.290 Varun Krishna and our CFO Brian Brown. Earlier today, we issued our third quarter earnings 00:00:31.290 -- 00:00:36.017 release, which is available on our website at rocketcompanies.com 00:00:36.017 -- 00:00:41.565 under investor info. Also available on our website is an investor presentation. 00:00:41.565 -- 00:00:45.631 Before I turn things over to Varun, let me quickly go over our disclaimers. 00:00:45.631 -- 00:00:49.577 On today's call, we provide you with information regarding our third quarter performance 00:00:49.577 -- 00:00:55.044 as well as our financial outlook. This conference call includes forward-looking statements. 00:00:55.044 -- 00:00:59.336 These statements are subject to risks and uncertainties that could cause actual results 00:00:59.336 -- 00:01:04.001 to differ materially from the expectations and assumptions we mentioned today. 00:01:04.001 -- 00:01:08.786 We encourage you to consider the risk factors contained in our SEC filings for a detailed 00:01:08.786 -- 00:01:11.608 discussion of these risks and uncertainties. 00:01:11.608 -- 00:01:16.053 We undertake n...