Stuart Grisanti
Head of Investor Relations
Replay available
Repay Holdings Corporation (NASDAQ: RPAY) Q3 2025 earnings conference call, held 2025-11-10. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Co-Founder and Chief Executive Officer
Chief Financial Officer
Analyst, DA Davidson
Analyst, UBS
Analyst, Morgan Stanley
Analyst, Stephens Inc.
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WEBVTT 00:00:00.031 -- 00:00:06.137 I'd like to welcome everyone to REPAY's third quarter 2025 earnings conference call. 00:00:06.137 -- 00:00:10.060 This call has been recorded today, November 10th, 2025. 00:00:10.060 -- 00:00:15.125 I'd like to turn this session over to Stuart Grisanti, Head of Investor 00:00:15.125 -- 00:00:18.007 Relations at REPAY. Stuart, you may begin. 00:00:18.007 -- 00:00:20.007 Thank 00:00:20.770 -- 00:00:26.195 you. Good afternoon and welcome to REPAY's third quarter 2025 earnings conference call. 00:00:26.195 -- 00:00:30.018 With us today are John Morris, Co-Founder and Chief Executive Officer. 00:00:30.018 -- 00:00:32.562 and Robert Hauser, Chief Financial Officer. 00:00:32.562 -- 00:00:36.189 During this call, we will be making forward-looking statements about our beliefs and 00:00:36.189 -- 00:00:39.234 estimates regarding future events and results. 00:00:39.234 -- 00:00:43.462 Those forward-looking statements are subject to risks and uncertainties, including those 00:00:43.462 -- 00:00:48.631 set forth in the FCC filings related to today's results and in our most recent Form 00:00:48.631 -- 00:00:53.419 10-K. Actual results may differ materially from any forward-looking statements that we 00:00:53.419 -- 00:00:58.041 make today. Board-looking statements speak only as of today, and we do not assume any 00:00:58.041 -- 00:01:02.508 obligation or intent to update them, except as recorded by law. 00:01:02.508 -- 00:01:06.935 In an effort to provide additional information to investors, today's discussion will 00:01:06.935 -- 00:01:09.819 also reference certain non-GAAP financial measures. 00:01:09.819 -- 00:01:14.607 Reconciliations and other explanations of those non-GAAP financial measures can be found 00:01:14.607 -- 00:01:18.713 in tod...