Repay Holdings Corporation (RPAY) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

I'd like to welcome everyone to REPAY's third quarter 2025 earnings conference call. This call has been recorded today, November 10th, 2025. I'd like to turn this session over to Stuart Grisanti, Head of Investor Relations at REPAY. Stuart, you may begin. Thank you. Good afternoon and welcome to REPAY's third quarter 2025 earnings conference call. With us today are John Morris, Co-Founder and Chief Executive Officer. and Robert Hauser, Chief Financial Officer. During this call, we will be making forward-looking statements about our beliefs and estimates regarding future events and results. Those forward-looking statements are subject to risks and uncertainties, including those set forth in the FCC filings related to today's results and in our most recent Form 10-K. Actual results may differ materially from any forward-looking statements that we make today. Board-looking statements speak only as of today, and we do not assume any obligation or intent to update them, except as recorded by law. In an effort to provide additional information to investors, today's discussion will also reference certain non-GAAP financial measures. Reconciliations and other explanations of those non-GAAP financial measures can be found in today's press release and in the earnings supplement, each of which are available on the company's IR site. With that, I will now turn the call over to John. Thanks, Stuart. Good afternoon and thank you for joining us today. During the third quarter, REPAY executed on our promise to sequentially improve growth in the second half of the year. Our core growth strategy is built on our drive to optimize digital payment flows across our consumer and business payment verticals. We embed our payment technology into software platforms for a seamless experience. A...