Kelly Hutchison
Investor Relations
Replay available
Renasant Corporation (NYSE: RNST) Q3 2025 earnings conference call, held 2025-10-29. Replay captured from the company's public earnings webcast.

Investor Relations
Analyst, TD Cowen
President & Chief Executive Officer
Analyst, Stephens
Analyst, HUBD Group
Analyst, Raymond James
Analyst, Piper Sandler
Analyst, KBW
Good day, and welcome to the Renaissance Corporation 2025 Third Quarter Earnings Conference Call and Webcast. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your telephone keypad. To withdraw your question, please press star then two. Please note, this event is being recorded. I'd now like to turn the course over to Kenny Hutchison. Please go ahead. Good morning, and thank you for joining us for Renaissance Corporation's quarterly webcast and conference call. Participating in the call today are members of Renaissance Executive Management Team. Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements. Such factors include, but are not limited to, changes in the mix and cost of our funding sources, interest rate fluctuation, regulatory changes, portfolio performance, and other factors discussed in our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has been posted to our corporate site, www.renaissance.com, at the Press Releases link under the News and Market Data tab. We undertake no obligation and we specifically disclaim any obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events, or changes to future operating results over time. In addition, some o...