Ready Capital Corporation (RC) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.296 Greetings and welcome to the ReadyCapRu fourth quarter 2025 earnings call. 00:00:04.296 -- 00:00:07.320 At this time, all participants are in a listen-only mode. 00:00:07.320 -- 00:00:10.624 A question and answer session will follow the formal presentation. 00:00:10.624 -- 00:00:14.149 If anyone should require operator assistance, please press star zero on your telephone 00:00:14.149 -- 00:00:18.875 keypad. It is now my pleasure to introduce your host, Andrew Albarn. 00:00:18.875 -- 00:00:20.056 Thank you. You may begin. 00:00:20.056 -- 00:00:21.578 Thank 00:00:21.578 -- 00:00:24.361 you, operator, and good morning to those of you on the call. 00:00:24.361 -- 00:00:27.786 Some of our comments today will be forward-looking statements within the meaning of the 00:00:27.786 -- 00:00:32.648 federal securities laws. Such statements are subject to numerous risks and uncertainties 00:00:32.648 -- 00:00:37.213 that could cause actual results to differ materially from what we expect. 00:00:37.213 -- 00:00:41.857 Therefore, you should exercise caution in interpreting and relying on them. 00:00:41.857 -- 00:00:45.741 We refer you to our SEC filings for a more detailed discussion of the risk that could 00:00:45.741 -- 00:00:50.524 impact our future operating results and financial condition. 00:00:50.786 -- 00:00:55.031 During the call, we will discuss our non-GAAP measures, which we believe can be useful 00:00:55.031 -- 00:00:58.368 in evaluating the company's operating performance. 00:00:58.368 -- 00:01:02.492 These measures should not be considered in isolation or as a substitute for our financial 00:01:02.492 -- 00:01:07.336 results prepared in accordance with GAAP. A reconciliation of these measures to the most 00:01:07.336 -- 00:01:12.561...