Simon Nellis
Analyst, Citibank
Replay available
Raiffeisen Bk Intl Ag Ord (RAIFF) Q2 2025 Earnings Call
Raiffeisen Bk Intl Ag Ord (OTC: RAIFF) Q2 2025 earnings conference call, held 2025-07-30. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Robert Broja
Analyst, PKO BP Securities
Ricardo Rovere
Analyst, Mediobanca
Johann Strobl
Chief Executive Officer
Bruno Petrat
Analyst, Kepler Cheuvreux
Hannes Ametsreiter
Group Chief Risk Officer
Ben Maher
Analyst, KBW
Nate Nemes
Analyst, UBS
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Raiffeisen Bank International Ag.
Replay transcript excerpt
WEBVTT 00:00:01.769 -- 00:00:05.010 Please stand by, we're about to begin. 00:00:05.891 -- 00:00:10.673 Good afternoon, ladies and gentlemen, and welcome to the Q2 2025 conference call of a 00:00:10.673 -- 00:00:15.175 Fison Bank International. Today's conference is being recorded. 00:00:15.175 -- 00:00:17.516 At this time, I would like to turn the conference over to Mr. 00:00:17.516 -- 00:00:23.198 Johann Strobl, Chief Executive Officer. Please go ahead, sir. 00:00:23.599 -- 00:00:27.521 Thank you very much. Good afternoon, ladies and gentlemen. 00:00:27.521 -- 00:00:34.067 Thank you for taking time out. Thank you for joining us for our Q2 update. 00:00:34.067 -- 00:00:38.529 We can report a consolidated profit of 00:00:38.971 -- 00:00:43.575 €567 million for the first half of the year in the core 00:00:43.575 -- 00:00:49.159 of the group excluding Russia. This translates to a return of equity 00:00:49.159 -- 00:00:54.264 of 8.1%. Our CD1 ratio excluding Russia stands at 00:00:54.264 -- 00:00:56.264 15.7%. 00:00:56.719 -- 00:00:59.460 If we were to have to deconsolidate 00:00:59.460 -- 00:01:05.022 Russia at the end of June with a zero recovery on the equity. 00:01:05.022 -- 00:01:09.883 In the figures above, you can see the impact of the claim to recognition in Russia in 00:01:09.883 -- 00:01:15.525 the second quarter announced last week, which I will touch upon shortly. 00:01:15.525 -- 00:01:19.766 The consolidated RE for the group here is annualized 00:01:19.766 -- 00:01:26.403 with this claim to recognition considered in the first half year only. 00:01:26.403 -- 00:01:29.645 Launch to customers continue to grow, 00:01:29.645 -- 00:01:34.608 and the first half of the year has been successful with good volumes in retail for personal 00:01:34.608 -- 00:01:39.832 lo...