Qualitas Controladra Sab (QUCOF) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning and welcome to Qualitas' third quarter 2025 earning results webcast. The conference will begin now. It is my pleasure to turn the call over to Jorge Perez, Qualitas' IRO. Thank you, Jorge. Thank you. Thank you. Thank you. Good morning and thank you for joining Qualitas' third quarter and nine months 2025 earnings call. I'm Jorge Perez, Qualitas IRO. Joining me today are José Antonio Correa, our CEO and Chairman of the Board, as well as Roberto Araujo, our CFO. Before we begin, please note that information discussed on today's call may include forward-looking statements. These statements are based on management's current expectations and are subject to many risks and uncertainties that could cause actual events and result to differ materially from those discussed during today's call. Qualitas undertakes no obligation to publicly update or revise any forward-looking statements, whether because of new information, future events, or otherwise. With that, I will now turn the call over to José Antonio, our CEO, for his remarks. Thank you, Jorge, and good morning, everyone. It's great to be with you once again. We have a lot of new and important information to share, and I would like to start by extending my appreciation to our agents, policyholders, and employees for delivering a strong first nine months of the year, especially considering a challenging macro environment. Before I touch on some of these results, I want to address developments in the Mexican Congress regarding the VAT topic. Following various meetings between the Mexican Association of Insurance Institutions and the authorities, on October 17, a legal reserve to the 2026 economic package was submitted to the Mexican Congress, introducing an amendment to the Revenue Annual Law concerning insuran...