QBE Insurance Group Ltd (QBEIF) Q4 2025 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.419 Hello, and thank you for standing by. Welcome to QBE fiscal 00:00:05.419 -- 00:00:10.988 year 2025 results conference call. At this time, all participants are in a listen-only 00:00:10.988 -- 00:00:16.437 mode. After the speaker's presentation, there will be a question and answer session. 00:00:16.437 -- 00:00:21.605 To ask the question during the session, you will need to press star 11 on your telephone. 00:00:21.605 -- 00:00:25.208 You will then hear an automated message advising your hand is raised. 00:00:25.208 -- 00:00:28.992 To withdraw your question, please press star 11 again. 00:00:28.992 -- 00:00:32.816 We ask that you limit yourself to one question and one follow-up. 00:00:32.816 -- 00:00:36.760 I would now like to hand the conference over to Andrew Horton, Group Chief Financial 00:00:36.760 -- 00:00:40.224 Officer. Sir, you may begin. 00:00:40.224 -- 00:00:46.651 Good morning, everyone, and let's begin. I'm here with Chris Gillory, our new Group CFO. 00:00:46.651 -- 00:00:49.954 Hopefully you've had a chance to take a look at our release this morning. 00:00:49.954 -- 00:00:53.660 We've had a great year with an ROE just shy of 20%. 00:00:53.660 -- 00:00:57.044 and we're very proud of these results. 00:00:57.044 -- 00:01:01.290 Before we begin, I'll start by acknowledging the traditional owners of the many lands 00:01:01.290 -- 00:01:06.397 on which we meet today. For me, this is the Gadigal lands of the Eora Nation and 00:01:06.397 -- 00:01:11.243 recognize their continuing connection to land, waters, and culture. 00:01:11.243 -- 00:01:15.929 I pay my respects to the elders past and present, and I extend this respect to any First 00:01:15.929 -- 00:01:18.933 Nations people joining us today. 00:01:18.933 -- 00:01:22.904 M...