Josh Yankovich
Head of Investor Relations
Replay available
Q2 Holdings, Inc. (NYSE: QTWO) Q3 2025 earnings conference call, held 2025-11-05. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chief Executive Officer
Chief Financial Officer
President and Chief Business Officer
Analyst, Truist Securities
Analyst, Stiefel Financial
Analyst, KeyBank Capital Markets
Analyst, Cantor Fitzgerald
Analyst, JPMorgan
Analyst, William Blair
Analyst, Raymond James
Analyst, Stephens Inc.
Analyst, RBC Capital Markets
My name is Tyler and I will be your conference operator today. At this time, I would like to welcome everyone to the Q2 Holdings third quarter 2025 financial results conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you'd like to ask a question, please raise your hand. If you have dialed into today's call, please press star nine to raise your hand and star six to unmute when called upon. I will now hand the call over to Josh Yankovich, Investor Relations. Sir, please begin. Thank you, Operator. Good afternoon, everyone, and thank you for joining us for our third quarter 2025 conference call. With me on the call today are Matt Flake, our CEO, Jonathan Price, our CFO, and Kurt Coleman, our president, who will join us for the Q&A portion of the call. This call contains forward-looking statements that are subject to significant risks and uncertainties, including, among other things, with respect to our expectations for the future operating and financial performance of Q2 Holdings and for the financial services industry. Actual results may differ materially from those contemplated by these forward-looking statements, and we can give no assurance that such expectations or any of our forward-looking statements will prove to be correct. Important factors that could cause actual results to differ materially from those reflected in the forward-looking statements are included in our periodic reports filed with the SEC, copies of which may be found on the Investor Relations section of our website, including our quarterly report on Form 10-Q for the third quarter of 2025 and the press release distributed this afternoon and filed in our Form 8-K with the SEC regarding th...