Prudential plc (PRU) Q4 2025 Earnings Call

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WEBVTT 00:00:01.921 -- 00:00:07.046 Thank you for standing by and welcome to the Prudential PLC 2025 full 00:00:07.046 -- 00:00:12.352 year results Q&A audio webcast call. At this time, all participants are in listen 00:00:12.352 -- 00:00:17.737 only mode. If you wish to ask a question, please press star one on your telephone. 00:00:17.737 -- 00:00:22.661 I will now hand over to Patrick Bowes. Please go ahead. 00:00:23.223 -- 00:00:24.945 Good afternoon. Good morning. Good evening, everyone. 00:00:24.945 -- 00:00:29.073 Welcome to Prudential PLC's 2025 results analyst and investor call. 00:00:29.073 -- 00:00:33.418 Before I turn over to Anna Wodwani, our CEO, and then Ben Bulmer, our CFO, a couple of 00:00:33.418 -- 00:00:35.421 housekeeping points. 00:00:35.421 -- 00:00:39.206 A recording of today's call will be available from Tuesday next week. 00:00:39.206 -- 00:00:43.611 Our full results package is available on our website, and I'll refer you to the disclaimers 00:00:43.611 -- 00:00:49.078 and safe harbour wordings in these documents, and they also apply to this call. 00:00:49.078 -- 00:00:53.896 Anna and Ben will start the call with opening remarks, followed by a Q&A. 00:00:53.896 -- 00:00:59.748 Also on the call today are Angel Ng, Dennis Tan, Rajiv Mittal, and Naveen Tayyiani. 00:00:59.748 -- 00:01:03.837 Now let me pass over to Anil, our CEO, to start us off. 00:01:03.837 -- 00:01:07.445 Thank you, Patrick. Good morning, good afternoon, and good evening, everyone, and thank 00:01:07.445 -- 00:01:12.115 you for joining us today. I would like to begin by expressing my sincere thanks to our 00:01:12.115 -- 00:01:17.244 retiring chair, Shriti Videra. Shriti has successfully led the board through a period 00:01:17.244 -- 00:01:22.310 of significant change for Prud...