Adriano Duarte
Head of Investor Relations
Replay available
Provident Financial Services, Inc (NYSE: PFS) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Analyst, Stonegate
President and CEO
Senior Executive Vice President and Chief Financial Officer
Analyst, Hovde Group
Analyst, Raymond James
Analyst, KBW
Analyst, Piper Sandler
Thank you for standing by. And at this time, I would like to welcome everyone to today's Provident Financial Services third quarter earnings call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you'd like to ask a question during this time, simply press star followed by the number one on your telephone keypad. Once again, star one. And if you'd like to withdraw your question, simply press star one again. Thanks. I would now like to turn the call over to Adriano Duarte. head of investor relations. Adriano? Thank you, Greg. Good afternoon, everyone, and thank you for joining us for our third quarter earnings call. Today's presenters are President and CEO Tony Lavazzetta and Senior Executive Vice President and Chief Financial Officer Tom Lyons. Before beginning the review of our financial results, we ask that you please take note of our standard caution as to any forward-looking statements that may be made during the course of today's call. Our full disclaimer is contained in last evening's earnings release, which has been posted to the investor relations page on our website, providence.bank. Now it's my pleasure to introduce Tony Lavazzetta, who will offer his perspective on the third quarter. Tony. Thank you, Adriano, and welcome everyone to the Providence Financial Services earnings call. I'm happy to share Providence's third quarter results today, which demonstrated continued strong performance and advancement on several strategic initiatives. Looking back over the past 12 months, we have made notable progress driving consistent and diversified growth while also improving operational efficiency across our entire organization. Our hardworking team remains focused, contri...