Progyny, Inc. (PGNY) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.741 Thank you for holding. We look forward to talking with you soon. 00:00:03.741 -- 00:00:08.408 Please hold the line, and we'll be right back with you. 00:00:42.286 -- 00:00:45.831 Good afternoon, and welcome to the Progeny, Inc. 00:00:45.831 -- 00:00:49.456 Earnings Conference Call. At this time, all participants have been placed on a listen-only 00:00:49.456 -- 00:00:54.062 mode, and we'll open the floor for your questions and comments after the presentation. 00:00:54.062 -- 00:00:56.866 I'd now like to turn the call over to your host, James Hart. 00:00:56.866 -- 00:00:59.708 James, the floor is yours. 00:00:59.891 -- 00:01:02.594 Thank you, Tom, and good afternoon, everyone. 00:01:02.594 -- 00:01:04.978 Welcome to our third quarter conference call. 00:01:04.978 -- 00:01:10.305 With me today are Pete Ineske, CEO of Progeny, Michael Stermer, President, and Mark Livingston, 00:01:10.305 -- 00:01:15.751 CFO. We will begin with some prepared remarks before we open the call for your questions. 00:01:15.751 -- 00:01:19.314 Before we begin, I'd like to remind you that our comments and responses to your questions 00:01:19.314 -- 00:01:23.839 today reflect management's views as of today only and will include statements related 00:01:23.839 -- 00:01:29.165 to our financial outlook for both the fourth quarter and full year 2025 and 00:01:29.165 -- 00:01:33.449 the assumptions and drivers underlying such guidance, our anticipated number of clients 00:01:33.449 -- 00:01:37.400 and covered lives for both 2025 and 2026, 00:01:37.400 -- 00:01:41.947 the demand for our solutions, anticipated employment levels of our clients in the industries 00:01:41.947 -- 00:01:46.834 that we serve, our expected utilization rates and mix, the potential benefits o...