Procredit Holding Ag (PRRCF) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to the ProCredit Holding AG H1 Q2 2026 Results Conference Call. I'm Moritz, the course call operator. I would like to remind you that all participants will be in the listen-only mode and the conference is being recorded. The presentation will be followed by a question and answer session. You can register for questions at any time by pressing star and 1 on your telephone. For operator assistance, please press star and 0. The conference must not be recorded for publication or broadcast. At this time, it's my pleasure to hand over to Eriola Biboli. Please go ahead. Good afternoon from Frankfurt and welcome to our call to discuss Procredit Group's results for the first half and second quarter of 2026. My name is Eriola Biboli. I'm the Chairperson of the Management Board of Procredit Holding and I'm joined today once again by Christian D'Agroza, our Chief Financial Officer. The slide deck accompanying this presentation is available on our website, and a recording of this call will be made available in the coming days. Before we begin, let me draw also your attention to the customer disclaimer regarding forward-looking statements, which is included at the end of the presentation. We expect today's earnings call to last approximately 30 minutes. Following our presentation, we will, as always, be happy to take your questions. I will focus on the key developments of the first half of 2026 and provide an update on the progress we are making against our strategic roadmap. Christian will then take you through the group's business and financial results in greater detail, and he will provide an overview of the key risk and capital indicators. Overall, our business performance over the first six months was in line with our expectations. Our long portfo...