Bogdan Benczak
Acting CEO of PZU Group
Replay available
Powszechny Zaklad Ubezpieczen S.A. (PZAKY) Q3 2025 Earnings Call
Powszechny Zaklad Ubezpieczen S.A. (OTC: PZAKY) Q3 2025 earnings conference call, held 2025-11-20. Replay captured from the company's public earnings webcast.
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Tomasz Kulik
CFO of PZU Group
Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:03.336 PZU Group results 00:00:03.336 -- 00:00:07.479 for the third quarter 2025 presentation. 00:00:07.502 -- 00:00:14.251 It will be led by our CEO, PZU CEO Bogdan Benczak 00:00:14.251 -- 00:00:19.690 and Tomasz Kulik, CFO of PZU Group and management 00:00:19.690 -- 00:00:24.475 board member of other PZU companies. Good afternoon. 00:00:24.475 -- 00:00:29.761 I'm extremely pleased to welcome you at the presentation of the PZU 00:00:29.761 -- 00:00:34.787 group results after nine months. That's my lifetime and first time 00:00:34.787 -- 00:00:36.449 opportunity 00:00:36.449 -- 00:00:37.970 for 00:00:37.970 -- 00:00:44.816 me to manage this presentation. So please understand 00:00:45.298 -- 00:00:47.421 my unwanted 00:00:47.421 -- 00:00:49.421 mistakes 00:00:51.989 -- 00:00:57.010 Let me start with the key achievements and plans as you have 00:00:57.010 -- 00:01:01.019 already seen in our press release. 00:01:01.321 -- 00:01:06.528 and in our stock exchange communication after nine months 00:01:06.528 -- 00:01:09.111 we've reached 23.1 00:01:09.111 -- 00:01:10.533 billion 00:01:10.533 -- 00:01:12.035 sales 00:01:12.035 -- 00:01:17.702 with the consolidated profit of PLM 5.2 00:01:17.702 -- 00:01:22.445 billion capital position 234% of 00:01:22.748 -- 00:01:24.748 solvability 00:01:25.712 -- 00:01:27.892 and 246% 00:01:28.215 -- 00:01:30.869 of standalone solvability 00:01:30.869 -- 00:01:34.032 The dividend yield 00:01:34.032 -- 00:01:37.815 for the dividend paid in October is at around 8%. 00:01:37.815 -- 00:01:39.815 AROE 00:01:43.220 -- 00:01:48.325 is at the level above 20%. That's 00:01:48.325 -- 00:01:53.449 a very good position, sort of a head start for me 00:01:53.449 -- 00:01:58.654 as the acting CEO of the 00:01:58.654 -- 00:02:...