Porch Group, Inc. (PRCH) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.031 I'd 00:00:02.797 -- 00:00:06.705 like to take a moment to review the company's safe harbor statement within the meaning 00:00:06.705 -- 00:00:11.013 of the Private Securities Litigation Reform Act of 1995, 00:00:11.013 -- 00:00:15.579 which provides important cautions regarding forward-looking statements. 00:00:16.231 -- 00:00:21.298 Today's discussion, including responses to your questions, reflects management reviews 00:00:21.298 -- 00:00:26.546 as of today, November 5th, 2025. We do not undertake any obligations to update 00:00:26.546 -- 00:00:30.953 or revise this information. Additionally, we will make forward-looking statements about 00:00:30.953 -- 00:00:36.100 our expected future financial or business performance or conditions, business 00:00:36.100 -- 00:00:40.607 strategy and plans. These statements are subject to risk and uncertainties, which could 00:00:40.607 -- 00:00:44.497 cause actual results to differ materially from these forward-looking statements. 00:00:44.497 -- 00:00:50.603 Please refer to the information on this slide and in our SEC filings for important disclaimers. 00:00:50.603 -- 00:00:55.447 We will reference both GAAP and non-GAAP financial measures in today's call. 00:00:55.447 -- 00:00:59.311 Please refer to today's press release for reconciliations of non-GAAP measures to the 00:00:59.311 -- 00:01:04.376 most comparable GAAP measures discussed during the earnings call, which are also available 00:01:04.376 -- 00:01:09.380 on our website. As a reminder, this webcast will be available for replay along with 00:01:09.380 -- 00:01:14.822 a presentation shortly after this call. on the company's website at ir.porchgroup.com. 00:01:15.726 -- 00:01:17.729 With that, 00:01:17.729 -- 00:01:22.896 joining us toda...