PNC Financial Services Group, Inc. (The) (PNC) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Greetings, and welcome to the PNC Financial Services Group Earnings Conference Call. At this time, all participants are in listen-only mode. A question and answer session will follow the formal presentation. If you'd like to ask a question during this time, please press star, then one on your telephone keypad. If you'd like to withdraw your question, please press star two on your telephone keypad. If anyone should require operator assistance, please press star zero. As a reminder, this conference is being recorded. It's now my pleasure to turn the call over to your host, Brian Gill. Thank you, Brian. You may begin. Well, good morning, and welcome to today's conference call for the PNC Financial Services Group. I'm Brian Gill, the Director of Investor Relations for PNC, and participating on this call are PNC Chairman and CEO Bill Demchik and Rob Raleigh, Executive Vice President and CFO. Today's presentation contains forward-looking information, cautionary statements about this information, as well as reconciliations of non-GAAP measures are included in today's earnings release materials, as well as our SEC filings and other investor materials. These are all available on our corporate website, pnc.com, under investor relations. These statements speak only as of October 15th, 2025, and PNC undertakes no obligation to update them. Now I'd like to turn the call over to Bill. Thank you, Brian, and good morning, everyone. As you've seen, we had an excellent quarter, building on a great year so far. Our results for the third quarter reflect an impressive performance across the entire franchise. We reported net income of $1.8 billion, or $4.35 per share. We grew customers, loans, and deposits and continue to deepen relationships across our businesses and geographic footprint...