Fetty Strickland
Analyst, Hovde
Replay available
Phillips Edison & Company, Inc. (NASDAQ: PECO) Q3 2025 earnings conference call, held 2025-10-24. Replay captured from the company's public earnings webcast.

Analyst, Hovde
Chief Financial Officer
Analyst, Raymond James
Analyst, KBW
Chief Credit Officer
Chairman, CEO & President
Watch the replay and follow the connected company analysis, news, and investor updates for Phillips Edison & Company, Inc..
WEBVTT 00:00:00.655 -- 00:00:04.421 Good day, and welcome to the USCB Financial Holdings Inc. 00:00:04.421 -- 00:00:07.446 Third Quarter 2025 Earnings Conference Call. 00:00:07.446 -- 00:00:09.849 All participants will be in listen-only mode. 00:00:09.849 -- 00:00:13.335 Should you need assistance, please signal a conference specialist by pressing the star 00:00:13.335 -- 00:00:17.962 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:17.962 -- 00:00:22.469 questions. To ask a question, you may press star, then one on a touch-tone phone. 00:00:22.469 -- 00:00:25.173 To withdraw your question, please press star, then two. 00:00:25.173 -- 00:00:27.672 Please note, this event is being recorded. 00:00:27.672 -- 00:00:32.757 I would now like to turn the conference over to Luis de la Aguilera, Chairman, CEO, and 00:00:32.757 -- 00:00:35.860 President. Please go ahead. 00:00:35.860 -- 00:00:41.686 Good morning, and thank you for joining us for USCB Financial Holdings Q3 2025 00:00:41.686 -- 00:00:46.692 Earnings Call. With me today reviewing our Q3 highlights is CFO Rob 00:00:46.692 -- 00:00:51.597 Anderson and Chief Credit Officer Bill Turner, who will provide an overview of the bank's 00:00:51.597 -- 00:00:55.583 performance, the highlights of which commence on slide three. 00:00:55.583 -- 00:01:00.788 The third quarter of 2025 continued to reflect disciplined financial performance across 00:01:00.788 -- 00:01:05.933 all key metrics, marking our third consecutive quarter a record fully diluted earnings 00:01:05.933 -- 00:01:11.198 per share. For the quarter ended September 30th, 2025, the bank posted net 00:01:11.198 -- 00:01:16.303 income of 8.9 million or 45 cents per diluted share, up 00:01:16.303 -- 00:01:21.875 from 6.9 millio...