PENSIONBEE GROUP PLC (PBEE) — Q3 2025 Results for the quarter ending 30 September 2025

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04462-4116-7cf2-88f1-5b10dafa1f05 Created: 2026-08-27T18:02:04.293Z Duration: 2145.965 Channels: 1 00:00:01.280 -- 00:00:03.120 Good afternoon, ladies and gentlemen, and welcome to 00:00:03.120 -- 00:00:05.839 the PENSIONBEE Group Q3 twenty twenty five Results 00:00:05.839 -- 00:00:08.880 for the Quarter Ending 09/30/2025 00:00:08.880 -- 00:00:11.360 Presentation. Throughout today's record meeting, attendees will be 00:00:11.360 -- 00:00:13.495 in listen only mode. Questions are encouraged. They 00:00:13.495 -- 00:00:15.495 can be submitted either verbally by just typing 00:00:15.495 -- 00:00:16.775 your name in the q and a tab, 00:00:16.775 -- 00:00:18.295 and we'll come to you and unmute your 00:00:18.295 -- 00:00:20.695 microphone or simply just type in your question 00:00:20.695 -- 00:00:21.974 just using the q and a tab at 00:00:21.974 -- 00:00:23.974 the bottom of the screen, press send, and 00:00:23.974 -- 00:00:25.735 then we'll pose that question to the company 00:00:25.735 -- 00:00:26.535 on your behalf. 00:00:27.140 -- 00:00:28.500 The company may not be in a position 00:00:28.500 -- 00:00:30.020 to answer every question received during the meeting 00:00:30.020 -- 00:00:32.100 itself, but, of course, we will provide those 00:00:32.100 -- 00:00:34.579 companies for responses post today's meeting if appropriate 00:00:34.579 -- 00:00:36.100 to do so. Before we begin, we'd like 00:00:36.100 -- 00:00:37.940 to submit the following poll. I'd now like 00:00:37.940 -- 00:00:39.700 to hand over to the team from PENSIONBEE, 00:00:39.700 -- 00:00:41.220 Romy. Christophe, good afternoon. 00:00:42.335 -- 00:00:45.215 Thank you very much. Good afternoon, and welcome 00:00:45.215 -- 00:00:46.655 to PENSIONBEE'...