Paymentus Holdings, Inc. (PAY) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.218 This call is being recorded. All participants are currently in a listen-only 00:00:05.218 -- 00:00:10.746 mode. There will be an opportunity to ask questions following management's prepared remarks. 00:00:10.746 -- 00:00:15.152 At this time, I will now turn the call over to David Hanover, Investor Relations. 00:00:15.152 -- 00:00:17.532 Please go ahead. 00:00:19.618 -- 00:00:23.804 Thank you, operator. Good afternoon. Welcome and thank you for joining the webcast to 00:00:23.804 -- 00:00:27.686 review our third quarter 2025 results. 00:00:27.757 -- 00:00:31.363 Our earnings release documents are available on the investor relations section of the 00:00:31.363 -- 00:00:35.910 Paymentus.com website. They include the earnings presentation that we'll make reference 00:00:35.910 -- 00:00:39.556 to during this webcast. This webcast is being recorded. 00:00:39.556 -- 00:00:42.301 I hope everyone's had a chance to review those documents. 00:00:42.301 -- 00:00:46.408 Our founder and CEO, Dushan Sharma, will make some opening comments before Sanjay Khara, 00:00:46.408 -- 00:00:50.334 our CFO, discusses the details of the third quarter and our guidance. 00:00:50.334 -- 00:00:53.319 All in our prepared remarks, we'll take questions. 00:00:53.319 -- 00:00:56.983 I remind you, that we may make forward-looking statements within the meeting of the Private 00:00:56.983 -- 00:01:02.050 Securities Litigation Reform Act of 1995 and refer to non-GAAP financial measures 00:01:02.050 -- 00:01:06.256 during the webcast. Forward-looking statements are based on management's current expectations 00:01:06.256 -- 00:01:10.021 and assumptions that are subject to risks and uncertainties. 00:01:10.021 -- 00:01:13.466 Factors that may cause our actual results to di...