Pathward Financial, Inc. (CASH) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.039 I would now like to turn the conference call over to Darby Schoenfeld, Senior Vice President, 00:00:04.039 -- 00:00:07.626 Chief of Staff and Investor Relations. Please go ahead. 00:00:07.626 -- 00:00:12.315 Thank you, Operator, and welcome. With me today are Pathward Financial CEO Brett Farr 00:00:12.315 -- 00:00:16.824 and CFO Greg Sigrist, who will discuss our preliminary operating and financial results 00:00:16.824 -- 00:00:21.850 for the third quarter of fiscal 2025, after which we will take your questions. 00:00:21.850 -- 00:00:25.817 Additional information, including the earnings release and the investor presentation 00:00:25.817 -- 00:00:31.007 that accompanies our prepared remarks, may be found on our website at PasswordFinancial.com. 00:00:31.007 -- 00:00:34.293 As a reminder, our comments may include forward-looking statements. 00:00:34.293 -- 00:00:38.701 Those statements are subject to risks and uncertainties that could cause actual and anticipated 00:00:38.701 -- 00:00:43.069 results to differ. The company undertakes no obligation to update any forward-looking 00:00:43.069 -- 00:00:47.304 statements. Please refer to the cautionary language in the earnings release, investor 00:00:47.304 -- 00:00:50.928 presentation, and in the company's filings with the Securities and Exchange Commission, 00:00:50.928 -- 00:00:54.852 including our most recent filings for additional information covering factors that could 00:00:54.852 -- 00:01:00.337 cause actual and anticipated results to differ materially from the forward-looking statements. 00:01:00.337 -- 00:01:04.461 Additionally, today we will be discussing certain non-GAAP financial measures on this 00:01:04.461 -- 00:01:09.466 conference call. References to non-GAAP measures are...