Tom Quinn
President and Chief Executive Officer, Orrstown Financial Services, Inc. and Orrstown Bank
Replay available
Orrstown Financial Services, Inc. (NASDAQ: ORRF) Q4 2025 earnings conference call, held 2026-01-28. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer, Orrstown Financial Services, Inc. and Orrstown Bank
Senior Executive Vice President and Chief Operating Officer
Executive Vice President and Chief Financial Officer
Analyst, KBW
Analyst, Piper Sandler
Analyst, Hubdate Group
Watch the replay and follow the connected company analysis, news, and investor updates for Orrstown Financial Services, Inc..
WEBVTT 00:00:00.031 -- 00:00:04.016 Good morning. My name is Sarah and I will be your conference operator today. 00:00:04.016 -- 00:00:09.023 At this time, I would like to welcome everyone to the Orstown Financial Services 00:00:09.023 -- 00:00:13.429 Inc. Fourth Quarter 2025 Earnings Conference Call. 00:00:13.429 -- 00:00:17.214 All lines have been placed on mute to prevent any background noise. 00:00:17.214 -- 00:00:21.119 After the speaker's remarks, there will be a question and answer session. 00:00:21.119 -- 00:00:25.825 If you would like to ask a question during the Q&A session, simply press star followed 00:00:25.825 -- 00:00:28.448 by the number one on your telephone keypad. 00:00:28.448 -- 00:00:31.493 If you would like to withdraw your question, press star one again. 00:00:31.493 -- 00:00:36.981 I will now turn the call over to Tom Quinn, President and Chief Executive 00:00:36.981 -- 00:00:40.366 Officer of Orstown Financial Services, Inc. 00:00:40.366 -- 00:00:43.391 and Orstown Bank. So we'll begin the conference. 00:00:43.391 -- 00:00:45.895 Mr. Quinn, please go ahead. 00:00:45.895 -- 00:00:50.706 Thank you, operator, and good morning. I'd like to thank everyone for participating in 00:00:50.706 -- 00:00:56.372 Orrstown fourth quarter 2025 earnings conference call, both by telephone 00:00:56.372 -- 00:01:00.676 and through the webcast. If you have not read the earnings release we issued yesterday 00:01:00.676 -- 00:01:05.882 afternoon, you may access it along with the financial tables and schedules by going 00:01:05.882 -- 00:01:09.143 to our website, www.orrstown.com. 00:01:10.226 -- 00:01:15.092 Once there, you can click on the investor relations link and then the events and presentations 00:01:15.092 -- 00:01:20.383 link. Also, before we start, I woul...