Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Old Second Bancorp, Inc..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.674 Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s 00:00:04.674 -- 00:00:09.698 second quarter 2026 earnings call. On the call today are Jim Eccher, 00:00:09.698 -- 00:00:14.781 the company's chairman, president, and CEO, Brad Adams, the company's COO 00:00:14.781 -- 00:00:20.465 and CFO, Darren Campbell, the company's head of national specialty lending, 00:00:20.465 -- 00:00:23.713 and Gary Collins, the vice chairman of our board. 00:00:23.713 -- 00:00:28.356 I will start with a reminder that Old Second's comments today will contain forward-looking 00:00:28.356 -- 00:00:33.380 statements about the company's business, strategies, and prospects which are based on 00:00:33.380 -- 00:00:38.203 management's existing expectations in the current economic environment. 00:00:38.203 -- 00:00:42.606 These statements are not a guarantee of future performance and results may differ materially 00:00:42.606 -- 00:00:47.650 from those projected. Management would ask you to refer to the company's SEC 00:00:47.650 -- 00:00:51.970 filings for a full discussion of the company's risk factors. 00:00:51.970 -- 00:00:56.451 Okay, good morning and thank you for joining us. 00:01:21.140 -- 00:01:26.284 As customary, I have several prepared opening remarks, give my overview of the quarter, 00:01:26.284 -- 00:01:30.267 then turn it over to Brad for additional details. 00:01:30.267 -- 00:01:34.130 I will then conclude with certain summary comments and thoughts about the future before 00:01:34.130 -- 00:01:36.772 we open it up to Q&A. 00:01:36.772 -- 00:01:42.016 From a GAAP perspective, net income was $28.2 million, or $0.54 per diluted 00:01:42.016 -- 00:01:47.339 share in the second quarter, and return on assets was 1....