Old Republic International Corporation (ORI) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

noise after the speaker's remarks there will be a question and answer session to ask a question simply press star on your telephone keypad star one on your telephone keypad to withdraw your question press star one again it is now my pleasure to turn the call over to joe calabrese with mww please go ahead thank you tina good afternoon everyone and thank you for joining us for the old republic conference call to discuss third quarter 2025 results. This morning, we distributed a copy of the press release and posted a separate financial supplement. Both of the documents are available on Old Republic's website at www.oldrepublic.com. Please be advised that this call may involve forelooking statements as discussed in the press release dated October 23, 2025. Assumptions, uncertainties, and risks exist that may cause results to differ materially from those set forth in these forelooking statements. For more information on these assumptions and certainties of risk, please refer to the forward-looking statement discussion in the press release and the company's other recent SEC filings, and the risk factors discussed in the company's most recent Form 10-K and other recent SEC filings. You may also include references to net income excluding net investment gains or net operating income, a non-GAAP financial measure, in our remarks or in responses to questions. GAAP reconciliations are included in the press release. Presenting on today's conference call will be Craig Smitty, President and CEO, Frank Sidora, Chief Financial Officer, and Carolyn Monroe, President and CEO of our Republic's National Title Insurance Group. Management will make some opening remarks, and then we'll open the line for your questions. At this time, I'd like to turn the call over to Craig. Please go ahead, ...