OceanFirst Financial Corp. (OCFC) Q2 2025 Earnings Call

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WEBVTT 00:00:00.352 -- 00:00:05.159 Thank you all for attending. I'd like to welcome you all to the Ocean First Financial 00:00:05.159 -- 00:00:10.306 Corp Q225 earnings call. My name is Brika and I 00:00:10.306 -- 00:00:13.650 will be your moderator for today. All 00:00:13.650 -- 00:00:18.056 lines will be muted during the presentation portion of the call with an opportunity for 00:00:18.056 -- 00:00:22.843 questions and answers at the end. I would now like to pass the conference over to your 00:00:22.843 -- 00:00:27.088 host, Alfred Goon, Investor Relations at Ocean First. 00:00:27.088 -- 00:00:29.909 Thank you. You may proceed. 00:00:30.254 -- 00:00:35.422 Thank you, Brieca. Good morning and welcome to the Ocean First second quarter 2025 earnings 00:00:35.422 -- 00:00:40.108 call. I am Alfred Goon, SVP of Corporate Development and Investor Relations. 00:00:40.108 -- 00:00:43.293 Before we kick off the call, we'd like to remind everyone that our quarterly earnings 00:00:43.293 -- 00:00:48.961 release and related earnings supplement can be found on the company website, oceanfirst.com. 00:00:48.961 -- 00:00:53.067 Our remarks today may contain forward-looking statements and may refer to non-GAAP financial 00:00:53.067 -- 00:00:58.014 measures. All participants should refer to our SEC filings, including those found on 00:00:58.014 -- 00:01:03.629 forms, a.k.a. 10Q and 10K, for complete discussion of forward-looking statements 00:01:03.629 -- 00:01:08.256 and any factors that can cause actual results to differ from those statements. 00:01:08.256 -- 00:01:12.683 Thank you, and now I will turn the call over to Christopher Moore, Chairman and CEO. 00:01:12.683 -- 00:01:16.529 Thank you, Alfred. Good morning, and thank you to all who have been able to join our 00:01:16.529...