Guilherme Souto
Investor Relations Officer
Replay available
Nu Holdings Ltd. (NYSE: NU) Q3 2025 earnings conference call, held 2025-11-13. Replay captured from the company's public earnings webcast.

Investor Relations Officer
Founder, Chief Executive Officer and Chairman
Chief Financial Officer
Analyst, J.P. Morgan
Analyst, Hogan Stanley
Analyst, Itaú BBA
Analyst, Bank of America
Analyst, Bradesco BB
Watch the replay and follow the connected company analysis, news, and investor updates for Nu Holdings Ltd..
WEBVTT 00:00:00.031 -- 00:00:05.116 Good evening, ladies and gentlemen. Welcome to New Holdings Conference Call to 00:00:05.116 -- 00:00:08.360 discuss the results for the third quarter of 2025. 00:00:08.360 -- 00:00:10.360 A 00:00:10.762 -- 00:00:16.028 slide presentation is accompanying today's webcast, which is available in New's 00:00:16.028 -- 00:00:18.831 Investor Relations website, 00:00:18.831 -- 00:00:20.831 www.investors.new 00:00:21.814 -- 00:00:23.956 in English and 00:00:23.956 -- 00:00:25.956 www.investidores.new 00:00:27.440 -- 00:00:29.562 in Portuguese. 00:00:29.562 -- 00:00:34.671 This conference is being recorded and the replay can also be accessed on the 00:00:34.671 -- 00:00:37.873 company's IR website. 00:00:38.057 -- 00:00:41.563 This call is also available in Portuguese. 00:00:41.563 -- 00:00:46.772 To access, you can press the globe icon on the lower right side of your Zoom screen 00:00:46.772 -- 00:00:49.958 and then choose to enter the Portuguese room. 00:00:49.958 -- 00:00:54.382 After that, select Mute Original Audio. 00:00:54.892 -- 00:01:00.278 Para acessar nossa conferência em português, clique no ícone do globo ao lado 00:01:00.278 -- 00:01:06.165 inferior direito da sua tela Zoom e selecione a opção Portuguese Room. 00:01:06.165 -- 00:01:11.489 Ao acessar a nova sala, certifique-se de mutar o áudio original. 00:01:11.531 -- 00:01:16.317 Please be advised that all participants will be in a listen-only mode. 00:01:16.317 -- 00:01:23.039 You may submit online questions at any time today using the Q&A box on the webcast. 00:01:23.039 -- 00:01:25.744 I would now like to turn the call over to Mr. 00:01:25.744 -- 00:01:30.573 Guilherme Souto, Investor Relations Officer at New Holdings. 00:01:30.573 -- 00:01:33.935 Mr. Souto, you may proceed...