Brad Howes
Chief Financial Officer
Replay available
Northpointe Bancshares, Inc. (NYSE: NPB) Q4 2025 earnings conference call, held 2026-01-21. Replay captured from the company's public earnings webcast.

Chief Financial Officer
Chairman and Chief Executive Officer
President
Analyst, Piper Sandler
Analyst, KBW
Analyst, Janney Montgomery Scott
Watch the replay and follow the connected company analysis, news, and investor updates for Northpointe Bancshares, Inc..
WEBVTT 00:00:00.470 -- 00:00:03.934 Greetings. Welcome to the North Point Bank Shares Incorporated's fourth quarter 2025 00:00:03.934 -- 00:00:09.081 earnings call. At this time, all participants are in listening mode. 00:00:09.081 -- 00:00:12.726 Question and answer session will follow the formal presentation. 00:00:12.726 -- 00:00:15.890 If anyone this morning should require operator assistance during the conference, please 00:00:15.890 -- 00:00:19.034 press star zero from your telephone keypad. 00:00:19.034 -- 00:00:22.158 Please note that this conference is being recorded. 00:00:22.158 -- 00:00:25.702 At this time, I'll turn the conference over to Brad House, CFO. 00:00:25.702 -- 00:00:28.163 Brad, you may begin. 00:00:28.325 -- 00:00:30.119 All right. Thank you. Good morning. Good morning. 00:00:30.119 -- 00:00:33.764 Welcome to NorthPoint's fourth quarter 2025 earnings call. 00:00:33.764 -- 00:00:36.748 My name is Brad Howes, and I'm the Chief Financial Officer. 00:00:36.748 -- 00:00:41.996 With me today are Chuck Williams, our Chairman and CEO, and Kevin Comps, our President. 00:00:41.996 -- 00:00:45.461 Additional earnings materials, including the presentation slides that we will refer to 00:00:45.461 -- 00:00:51.787 on today's call, are available on NorthPoint's investor relations website, ir.northpoint.com. 00:00:52.391 -- 00:00:55.803 As a reminder, during today's call, we may make forward-looking statements. 00:00:55.803 -- 00:00:59.549 which are subject to risks and uncertainties and are intended to be covered by the safe 00:00:59.549 -- 00:01:02.413 harbor provisions of federal securities law. 00:01:02.413 -- 00:01:06.940 For a list of factors that may cause actual results to differ materially from expectations, 00:01:06.940 -- 00:01:11.467 please refer...