Norion Bank AB (NORION) Q2 2026 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Norion Bank Ab.

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:02.126 -- 00:00:07.211 Welcome to Norden Bank's Q2 report 2026. My name is Martin Ossman and 00:00:07.211 -- 00:00:11.354 I am the CEO of HV Vanlig Ordning Bank, Peter Olsson. 00:00:11.354 -- 00:00:17.059 Let's start with page 2, which is a summary of the quarter. 00:00:17.059 -- 00:00:23.004 Before we go into the figures, we have a couple of one-time 00:00:23.004 -- 00:00:26.737 effects in this quarter, up to 107 million kronor. 00:00:26.737 -- 00:00:32.542 The large part, 90 million, is the sanction amount we received 00:00:32.542 -- 00:00:38.648 from FI and the other part, 17 million, is the cost for 00:00:38.648 -- 00:00:43.772 the acquisition of consensus. So the figures we are now going through, 00:00:43.772 -- 00:00:47.555 now and forward, are then cleaned for these one-time effects. 00:00:47.555 -- 00:00:51.609 To the left you can see the loan book. 00:00:51.609 -- 00:00:57.151 After the second quarter, it landed at 54.4 billion, 00:00:57.151 -- 00:01:03.173 an increase of 3 billion compared to Q1 and an increase of 10% compared 00:01:03.173 -- 00:01:06.434 to the same period in the previous quarter. 00:01:06.434 -- 00:01:08.334 All segments contribute, which is exciting. 00:01:08.334 -- 00:01:14.655 Quite a lot of activity in all parts, so all parts contribute to the increase. 00:01:14.763 -- 00:01:17.865 K-e-talet uppgår till 33,3%. 00:01:17.865 -- 00:01:22.948 Det är oförändrat trots att konsensus är integrerat i 00:01:22.948 -- 00:01:27.250 banken och det slår ungefär drygt en procentenhet. 00:01:27.331 -- 00:01:33.354 Rådshögsstatet minskar med 8% och uppgår till 436 miljoner. 00:01:33.354 -- 00:01:38.023 Och då ska vi komma ihåg att vi hade en REA-vinst 00:01:38.023 -- 00:01:42.024 under Q2 2025, when we did the short-term exchange 00:01:42...