Scott Kingsley
President and Chief Executive Officer
Replay available
NBT Bancorp Inc. (NASDAQ: NBTB) Q2 2025 earnings conference call, held 2025-07-29. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer
President of NBT Bank
Chief Financial Officer
Analyst, Piper Sandler
Analyst, Raymond James
Analyst, Stevens Inc.
Analyst, DA Davidson
Analyst, Hove Group
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WEBVTT 00:00:00.031 -- 00:00:04.932 Good day, everyone. Welcome to the conference call covering NBT Bank Corp's second quarter 00:00:04.932 -- 00:00:10.119 2025 financial results. This call is being recorded and has been made 00:00:10.119 -- 00:00:14.946 accessible to the public in accordance with SEC Regulation FD. 00:00:14.946 -- 00:00:21.652 Corresponding presentation slides can be found on the company's website at nbtbankcorp.com. 00:00:22.155 -- 00:00:27.261 Before the call begins, NBT's management would like to remind listeners that, as noted 00:00:27.261 -- 00:00:32.048 on slide two, today's presentation may contain forward-looking statements as defined 00:00:32.048 -- 00:00:34.523 by the Securities and Exchange Commission. 00:00:34.523 -- 00:00:37.147 Actual results may differ from those projected. 00:00:37.147 -- 00:00:41.413 In addition, certain non-GAAP measures will be discussed. 00:00:41.413 -- 00:00:46.640 Reconciliations for these numbers can be contained within the appendix 00:00:46.640 -- 00:00:51.187 of today's presentation. At this time, all participants are in listen-only mode. 00:00:51.187 -- 00:00:54.591 Later, we will conduct a question and answer session. 00:00:54.591 -- 00:00:59.431 Instructions will follow at that time. As a reminder, this call is being recorded. 00:00:59.431 -- 00:01:04.498 I would now like to turn the call over to NBT Bancorp President and CEO 00:01:04.498 -- 00:01:07.161 Scott Kingsley for his opening remarks. Mr. 00:01:07.161 -- 00:01:09.685 Kingsley, please begin. 00:01:09.685 -- 00:01:14.391 Good morning. Thank you for joining us for this earnings call covering NBT Bancorp's 00:01:14.391 -- 00:01:17.435 second quarter 2025 results. 00:01:17.435 -- 00:01:21.480 I would like to extend a special welcome today to our newes...