MVB Financial Corp. (MVBF) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.639 Greetings and welcome to the NVB Financial First Quarter 2026 earnings call. 00:00:05.639 -- 00:00:08.744 At this time, all participants are in a listen-only mode. 00:00:08.744 -- 00:00:12.289 A question and answer session will follow the formal presentation. 00:00:12.289 -- 00:00:16.476 If anyone should require operator assistance, please press star zero on your telephone 00:00:16.476 -- 00:00:20.982 keypad. It is now my pleasure to introduce your host, Amy Baker. 00:00:20.982 -- 00:00:22.905 Thank you. You may begin. 00:00:22.905 -- 00:00:24.648 Thank 00:00:24.648 -- 00:00:29.667 you, operator. Good afternoon, and thank you all for joining us today for MVB's 00:00:29.667 -- 00:00:34.737 first quarter 2026 earnings conference call, and our first ever earnings 00:00:34.737 -- 00:00:39.847 call as a public company. The company issued its earnings press release earlier this 00:00:39.847 -- 00:00:45.734 afternoon, and it is available on the company's website at ir.mvbbanking.com. 00:00:48.007 -- 00:00:53.256 In addition, the company has included a slide presentation that you can refer to during 00:00:53.256 -- 00:00:57.604 the call, which is also available on the website. 00:00:57.604 -- 00:01:02.653 Participating on this call today are MVB's President and CEO, Larry 00:01:02.653 -- 00:01:08.136 F. Mazza, and CFO, Mike Summs. Larry will provide high-level 00:01:08.136 -- 00:01:13.141 first quarter results, followed by a business overview, and Mike will discuss the 00:01:13.141 -- 00:01:17.905 quarter's financial results in more detail, after which we will open the call for your 00:01:17.905 -- 00:01:19.827 questions. 00:01:19.827 -- 00:01:24.932 Before we begin, I would like to remind you that this conference call contains forward-loo...