Mr. Nakayama
General Manager of Accounting at MS&AD Insurance Group Holdings, Inc.
Replay available
Ms&Ad Ins Grp Hldgs Ord (OTC: MSADF) Q4 2026 earnings conference call, held 2026-05-20. Replay captured from the company's public earnings webcast.

General Manager of Accounting at MS&AD Insurance Group Holdings, Inc.
Watch the replay and follow the connected company analysis, news, and investor updates for Ms&ad Insurance Group Holdings, Inc..
WEBVTT 00:00:00.588 -- 00:00:05.134 Ladies and gentlemen, esteemed investors and analysts, thank you very much for taking 00:00:05.134 -- 00:00:09.780 time out of your busy schedules to join today's earnings conference call for MS&AD Insurance 00:00:09.780 -- 00:00:12.103 Group Holdings, Inc. 00:00:12.103 -- 00:00:16.829 My name is Hayashi from the Investor Relations Department, and I will be serving as the 00:00:16.829 -- 00:00:20.473 moderator for this session. I appreciate your kind attention and look forward to your 00:00:20.473 -- 00:00:24.659 participation. Today, in addition to myself, Hayashi, we are joined by Mr. 00:00:24.659 -- 00:00:28.604 Nakayama, General Manager of Accounting, as well as members from the Investor Relations 00:00:28.604 -- 00:00:31.047 and Accounting Departments. 00:00:31.047 -- 00:00:35.533 The presentation materials are available on our company's website under the investor 00:00:35.533 -- 00:00:40.579 section specifically in the IR events area listed alongside the earnings release 00:00:40.579 -- 00:00:45.505 and the other related disclosures for the fiscal 2025 full year results. 00:00:45.505 -- 00:00:50.369 Please have these materials at hand as we proceed. 00:00:52.234 -- 00:00:57.300 Please note that the results for fiscal year 2025 are presented in accordance 00:00:57.300 -- 00:01:02.458 with Japanese accounting standards. while the forecast for the fiscal year 2026 are 00:01:02.458 -- 00:01:05.459 based on IFRS. 00:01:07.205 -- 00:01:12.433 As with our previous conference calls, we have included a summary of today's presentation 00:01:12.433 -- 00:01:17.700 in the material. Therefore, at the outset, I will focus only on the key points, and 00:01:17.700 -- 00:01:20.905 we will dedicate most of the session to the Q&A. 00:01:20.905 ...