Mizrahi Tefahot Bank Ltd (MZTFF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, thank you for standing by. Welcome to the MidRocket for HotBank LTD fourth quarter 2025 business results conference call. All participants are as present in a listen-only mode. Following management's formal presentation, instructions will be given for the question and answer session. For operator assistance during the conference, please press star zero. As a reminder, this conference is being recorded February 26, 2026. With us on the line today are Mr. Adi Shachaf, CFO, and Mr. Manu Aviv, Chief Account. We would like to draw your attention to slide number one of the financial statement for the fourth quarter 2025 presentation, which includes general comments regarding legal responsibility, including debt. The information contained in the presentation constitutes information from the Bank's 2025 annual and quarterly reports and or immediate reports as well as the periodic, quarterly, and annual reports and or immediate reports published by the bank in the previous years. Accordingly, the information contained in the presentation is only partial and is not exhaustive and does not include the full details regarding the bank and its operation or regarding the risk factors involved in its activity and certainly does not replace the information including the periodic, annual, and or quarterly or immediate reports published by the bank. In order to receive the full picture regarding the bank's 2025 annual and quarterly reports, the aforesaid reports should be pursued fully as published to the public. The bank's results in practice may be significantly different from those included in the forecasting information. as a result of a large number of factors, including inter-area changes in the domestic and global equity markets, macroeconomic changes, geop...