MFA Financial, Inc. (MFA) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.357 Greetings and welcome to the MFA Financial Fourth Quarter 2025 Financial Results 00:00:05.357 -- 00:00:09.922 Conference Call. At this time, all participants are in a listen-only mode. 00:00:09.922 -- 00:00:13.586 A question and answer session will follow the formal presentation. 00:00:13.586 -- 00:00:17.411 If anyone should require operator assistance during the conference, please press star 00:00:17.411 -- 00:00:22.617 zero on your telephone keypad. Please note that this conference is being recorded. 00:00:22.617 -- 00:00:27.362 I will now turn the conference over to our host, Hal Schwartz, General Counsel. 00:00:27.362 -- 00:00:29.343 Thank you. You may begin. 00:00:29.343 -- 00:00:31.705 Thank you, Operator, and good morning, everyone. 00:00:31.705 -- 00:00:35.990 The information discussed on this conference call today may contain or refer to forward-looking 00:00:35.990 -- 00:00:40.795 statements regarding MFA Financial, Inc., which reflect management's beliefs, expectations, 00:00:40.795 -- 00:00:44.619 and assumptions as to MFA's future performance and operations. 00:00:44.619 -- 00:00:49.064 When used, statements that are not historical in nature, including those containing words 00:00:49.064 -- 00:00:53.288 such as will, believe, expect, anticipate, estimate, should, could, would, or similar 00:00:53.288 -- 00:00:57.136 expressions are intended to identify forward-looking statements. 00:00:57.136 -- 00:01:01.141 All forward-looking statements speak only as of the date on which they are made. 00:01:01.141 -- 00:01:05.006 These types of statements are subject to various known and unknown risks, uncertainties, 00:01:05.006 -- 00:01:09.692 assumptions, and other factors, including those described in MFA's annual report on Form...