Mercantile Bank Corporation (MBWM) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.156 Good morning, and welcome to the Mercantile Bank Corporation 2025 First 00:00:05.156 -- 00:00:10.182 Quarter Earnings Results Conference Call. All participants will be in listen-only 00:00:10.182 -- 00:00:15.467 mode. Should you need assistance, please signal a conference specialist by pressing 00:00:15.467 -- 00:00:18.431 the star key followed by zero. 00:00:18.431 -- 00:00:22.975 After today's presentation, there will be an opportunity to ask questions. 00:00:22.975 -- 00:00:26.457 Please note, this event is being recorded. 00:00:26.457 -- 00:00:30.381 I would now like to turn the conference over to Nicole Clatter, Chief Marketing Officer 00:00:30.381 -- 00:00:32.102 of Mercantile Bank. Please go ahead. 00:00:32.102 -- 00:00:34.102 Hello, 00:00:34.184 -- 00:00:39.189 and thank you for joining us. Today, we will cover the company's financial results 00:00:39.189 -- 00:00:42.512 for the first quarter of 2025. The team 00:00:42.512 -- 00:00:47.837 members joining me this morning include Ray Reismuth, President and Chief Executive Officer, 00:00:47.837 -- 00:00:54.048 as well as Chuck Christmas, Executive Vice President and Chief Financial Officer. 00:00:54.048 -- 00:00:59.074 Our agenda will begin with prepared remarks by both Ray and Chuck, and will 00:00:59.074 -- 00:01:03.920 include references to our presentation covering this quarter's results. 00:01:03.920 -- 00:01:08.746 You can access a copy of the presentation, as well as the press release sent earlier 00:01:08.746 -- 00:01:12.107 today, by visiting mercbank.com. 00:01:12.530 -- 00:01:16.995 After our prepared remarks, we will then open the call to your questions. 00:01:16.995 -- 00:01:22.162 Before we begin, it is my responsibility to inform you that this call may involve ...