Mapfre, S.A. (MPFRF) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.938 -- 00:00:06.166 Good afternoon and welcome to MOPFRE's activity update for the first half of 2025. 00:00:06.166 -- 00:00:10.955 This is Leandra Clark, Head of Investor Relations and Capital Markets. 00:00:10.955 -- 00:00:15.945 Thank you for joining us today. We are pleased to have here with us Jose Manuel Enchausti, 00:00:15.945 -- 00:00:20.473 Vice President of MOPFRE, who will provide some opening remarks and an overview of recent 00:00:20.473 -- 00:00:25.600 business trends. Following that, Jose Luis Jimenez, our group CFO, 00:00:25.600 -- 00:00:30.678 will discuss the main financials, and Felipe Navarro, Deputy General Manager of the 00:00:30.678 -- 00:00:33.764 Finance Area, will walk us through the balance sheet. 00:00:33.764 -- 00:00:39.212 As a reminder, we report IFRS financial information twice a year, 00:00:39.212 -- 00:00:42.918 and we have reported the half-year accounts to the CMV this afternoon. 00:00:42.918 -- 00:00:48.346 The information in this activity update is prepared under the accounting policies applicable 00:00:48.346 -- 00:00:52.332 in each country, which generally do not apply IFRS 00:00:52.332 -- 00:00:57.480 17 and 9. Jose Luis will also go over the main IFRS KPIs 00:00:57.480 -- 00:01:02.106 during the presentation. You can use the Ask a Question link at any point, and we will 00:01:02.106 -- 00:01:05.410 open up the question and answer session at the end of the call. 00:01:05.410 -- 00:01:08.915 I will now hand the floor over to José Manuel Enchausti. 00:01:08.915 -- 00:01:14.022 Thank you, Leandra. Good afternoon, everyone, and thank you for your time today. 00:01:14.022 -- 00:01:19.188 Let me share some highlights of the quarter before José Luis and Felipe walk you through 00:01:19.188 -- 00:01:24.616 the details....