Hong Ko
Global Head of Treasury and Investor Relations
Replay available
Manulife Financial Corporation (TSX: MFC) Q4 2025 earnings conference call, held 2026-02-12. Replay captured from the company's public earnings webcast.

Global Head of Treasury and Investor Relations
President and Chief Executive Officer
Chief Financial Officer
Analyst, Jefferies
President and CEO, Asia
Analyst, BMO Capital Markets
President and CEO, Manulife Investment Management
Analyst, Desjardins Capital Markets
Watch the replay and follow the connected company analysis, news, and investor updates for Manulife Financial Corporation.
WEBVTT 00:00:01.280 -- 00:00:04.745 Thank you for standing by. This is the conference operator. 00:00:04.745 -- 00:00:10.212 Welcome to the Manulife Financial Corporation fourth quarter and full year 2025 results 00:00:10.212 -- 00:00:15.178 conference call. As a reminder, all participants are in listen only mode and the conference 00:00:15.178 -- 00:00:20.606 is being recorded. After the presentation, there will be an opportunity to ask questions. 00:00:20.606 -- 00:00:24.911 To join the question queue, you may press star then one on your telephone keypad. 00:00:24.911 -- 00:00:28.937 Should you need assistance during the conference call, you may reach an operator by pressing 00:00:28.937 -- 00:00:33.088 star then zero. I would now like to turn the conference over to Mr. 00:00:33.088 -- 00:00:36.953 Hong Ko, Global Head of Treasury and Investor Relations. 00:00:36.953 -- 00:00:39.276 Please go ahead. 00:00:39.276 -- 00:00:42.962 Thank you. Welcome to Manulife's earnings conference call to discuss our fourth quarter 00:00:42.962 -- 00:00:45.966 and full year 2025 financial and operating results. 00:00:45.966 -- 00:00:49.511 Our earnings materials, including the webcast slide for today's call, are available in 00:00:49.511 -- 00:00:52.956 the investor relations section of our website at manulife.com. 00:00:52.956 -- 00:00:56.361 Before we start, please refer to slide two for a caution on forward-looking statements 00:00:56.361 -- 00:01:01.800 and slide 41 for for a note on a non-GAAP and other financial measures used in this presentation. 00:01:01.800 -- 00:01:05.504 Please note that certain material factors or assumptions are applied in making forward-looking 00:01:05.504 -- 00:01:09.609 statements, and actual results may differ materially from what is stated. 00:01:...