M&T Bank Corporation (MTB) Q2 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.193 Stand by, your program is about to begin. 00:00:07.356 -- 00:00:11.099 Welcome to the M&T Bank second quarter 2026 00:00:11.099 -- 00:00:16.063 conference call. All lines have been placed on listen only mode and the floor will be 00:00:16.063 -- 00:00:19.465 open for your questions following the presentation. 00:00:19.465 -- 00:00:24.309 If you would like to ask a question at that time, please press star then the number one 00:00:24.309 -- 00:00:26.625 on your telephone keypad. 00:00:26.625 -- 00:00:29.345 Thank you for joining us today. 00:00:57.544 -- 00:01:02.326 Thank you, Chelsea, and good morning. I'd like to thank everyone for participating in 00:01:02.326 -- 00:01:06.748 M&T's second quarter 2026 earnings conference call. 00:01:06.748 -- 00:01:11.471 If you have not read the earnings release we issued this morning, you may access it along 00:01:11.471 -- 00:01:16.573 with the financial tables and schedules by going to our investor relations website at 00:01:16.573 -- 00:01:18.573 ir.mtb.com. 00:01:19.894 -- 00:01:24.617 Also, before we start, I'd like to mention that today's presentation may contain forward-looking 00:01:24.617 -- 00:01:26.120 information. 00:01:26.120 -- 00:01:30.161 Cautionary statements about this information are included in today's earnings release 00:01:30.161 -- 00:01:35.263 materials and in the investor presentation, as well as our SEC filings 00:01:35.263 -- 00:01:38.024 and other investor materials. 00:01:38.024 -- 00:01:43.146 The presentation also includes non-GAAP financial measures as identified in the earnings 00:01:43.146 -- 00:01:45.987 release and investor presentation. 00:01:45.987 -- 00:01:51.243 The appropriate reconciliations to GAAP are included in the appendix. 00:01:51.243 -- 00:01:5...