loanDepot, Inc. (LDI) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:04.480 number one on your telephone keypad. If you'd like to withdraw your question, again, 00:00:04.480 -- 00:00:10.020 press the star and one. I would now like to turn the call over to Gerhard Erdely, 00:00:10.020 -- 00:00:14.700 Senior Vice President, Investor Relations, please go ahead. 00:00:14.760 -- 00:00:18.860 Good afternoon, everyone, and thank you for joining our second quarter of 2025 earnings 00:00:18.860 -- 00:00:24.060 call. Before we begin, I would like to remind everyone that this conference call 00:00:24.060 -- 00:00:27.820 may include forward-looking statements regarding the company's operating and financial 00:00:27.820 -- 00:00:32.980 performance in future periods. All statements other than statements of historical fact 00:00:32.980 -- 00:00:36.860 are statements that could be deemed forward-looking statements, 00:00:36.860 -- 00:00:41.080 including but not limited to guidance to our pull-through weighted rate lock volume, 00:00:41.080 -- 00:00:46.400 origination volume, pull-through weighted -on-sale margin, strategies, capabilities, 00:00:46.400 -- 00:00:50.860 and financial performance. These statements are based on the company's current expectations 00:00:50.860 -- 00:00:55.840 and available information. Actual results for future periods may differ materially from 00:00:55.840 -- 00:01:00.240 these forward-looking statements due to their risks or other factors that are described 00:01:00.240 -- 00:01:04.500 in the risk factor section of our filings with the SEC. 00:01:04.500 -- 00:01:08.760 Our presentation today contains certain non-GAAP financial measures that we believe provide 00:01:08.760 -- 00:01:13.480 additional insight into analyzing and benchmarking the performance and value of our business 00:01:13.480 ...