LM Funding America, Inc. (LMFA) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.817 Good day and thank you for standing by. Welcome to the LM Funding America, Inc.' 's third 00:00:04.817 -- 00:00:10.225 quarter 2025 earnings conference call. At this time, all participants are in a listen-only 00:00:10.225 -- 00:00:14.971 mode. After the speaker's presentation, there will be a question and answer session. 00:00:14.971 -- 00:00:19.477 To ask a question during this session, you will need to press star 1-1 on your telephone. 00:00:19.477 -- 00:00:22.521 You will then hear an automated message, advise your hand is raised. 00:00:22.521 -- 00:00:25.706 To withdraw your question, please press star 1-1 again. 00:00:25.706 -- 00:00:28.718 Please be advised that today's conference is being recorded. 00:00:28.718 -- 00:00:32.284 I would now like to hand the conference over to your speaker today, Cody Fletcher. 00:00:32.284 -- 00:00:34.925 Please go ahead, sir. 00:00:35.689 -- 00:00:39.755 Thank you, Operator, and thank you all for joining LM Funding America's third quarter 00:00:39.755 -- 00:00:44.823 2025 earnings conference call. Joining us today are Chairman and CEO 00:00:44.823 -- 00:00:50.072 Bruce Rogers, President of U.S. Digital Mining Ryan Duran, and CFO Richard 00:00:50.072 -- 00:00:55.726 Russell. For today's call, we have uploaded an accompanying supplemental investor presentation, 00:00:55.726 -- 00:01:00.992 which can be found under the events section of LM Funding's investor relations website. 00:01:00.992 -- 00:01:04.415 Before we get started, please note that our remarks today may include forward-looking 00:01:04.415 -- 00:01:09.360 statements. These statements are subject to risks and uncertainties, and actual results 00:01:09.360 -- 00:01:11.302 may differ materially. 00:01:11.302 -- 00:01:14.825 We will al...