Legal & General Group Plc (LGEN) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.717 Good morning, everyone, and welcome both to those of you in the room and those joining 00:00:03.717 -- 00:00:08.685 online. I'm Andy Sinclair, LNG's Chief Strategy and Investor Relations Officer. 00:00:08.685 -- 00:00:12.752 After many years of following LNG from the outside and sitting in this audience asking 00:00:12.752 -- 00:00:15.937 questions, I'm delighted to now be part of the team. 00:00:15.937 -- 00:00:20.284 We've got great businesses, great people, and we understand the need to increase investor 00:00:20.284 -- 00:00:21.766 engagement. 00:00:21.766 -- 00:00:24.048 Our running order for today will be as follows. 00:00:24.048 -- 00:00:28.512 Antonio will open with an update on progress we've made delivering our strategy, along 00:00:28.512 -- 00:00:32.976 with a summary of our full year results. Andrew will then cover off the financial results 00:00:32.976 -- 00:00:37.400 in more detail, and then Antonio will be back up to make closing statements before opening 00:00:37.400 -- 00:00:42.405 to Q&A, at which point Antonio will be joined by Andrew and the CEOs of our three businesses 00:00:42.405 -- 00:00:47.570 to take your questions. For Q&A, we will be keeping it to two questions each, and yes, 00:00:47.570 -- 00:00:51.398 I totally appreciate the irony that I am limiting you to two questions. 00:00:51.398 -- 00:00:54.800 With that, over to you, Antonio. 00:00:55.403 -- 00:01:01.331 Thank you, Andy, and welcome to the team. So, good morning, everyone. 00:01:01.331 -- 00:01:06.397 We've had a strong 2025 with continued year-on-year growth in our 00:01:06.397 -- 00:01:09.241 headline numbers, which you can see on the page. 00:01:09.241 -- 00:01:13.687 Excellent earnings growth with core operating EPS up 9%. 00:01:13.687 -- ...