Laurentian Bank of Canada (LB) Q2 2025 Earnings Call

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WEBVTT 00:00:00.183 -- 00:00:04.008 Welcome to the Laurentian Bank Quarterly Financial Results Call. 00:00:04.008 -- 00:00:06.711 Please note that this call is being recorded. 00:00:06.711 -- 00:00:10.675 I would now like to turn the meeting over to Raphael Ambeau, Head, Investor Relations. 00:00:10.675 -- 00:00:14.317 Please go ahead, Raphael. 00:00:14.340 -- 00:00:18.284 Bonjour à tous. Good morning, and thank you for joining us. 00:00:18.284 -- 00:00:23.351 Today's opening remarks will be delivered by Eric Prevost, President and CEO, and 00:00:23.351 -- 00:00:28.246 the review of the second quarter financial results will be presented by Yvan Deschamps, 00:00:28.246 -- 00:00:33.375 Executive Vice President and CFO, after which we'll invite questions from the 00:00:33.375 -- 00:00:38.884 phone. Also joining us for the question period is Christian Debroux, Executive 00:00:38.884 -- 00:00:43.973 Vice President and CRO. All documents pertaining to the quarter can be found 00:00:43.973 -- 00:00:47.139 on our website in the Investor Relations section. 00:00:47.139 -- 00:00:52.067 I'd like to remind you that during this conference call, forward-looking statements may 00:00:52.067 -- 00:00:57.480 be made. and it is possible that actual results may differ materially from those projected 00:00:57.480 -- 00:01:03.329 in such statements. For the complete cautionary note regarding forward-looking statements, 00:01:03.329 -- 00:01:08.256 please refer to our press release or to slide 2 of the presentation. 00:01:08.256 -- 00:01:13.364 I would also like to remind listeners that the Bank assesses its performance on a reported 00:01:13.364 -- 00:01:18.512 and adjusted basis and considers both to be useful in assessing underlying 00:01:18.512 -- 00:01:24.452 business performance. Eri...