Ladder Capital Corp (LADR) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.615 Good morning and welcome to Ladder Capital Corp's earnings call for the third quarter 00:00:03.615 -- 00:00:07.359 of 2025. As a reminder, today's call is being recorded. 00:00:07.359 -- 00:00:11.704 This morning, Ladder released its financial results for the quarter ended September 30, 00:00:11.704 -- 00:00:13.606 2025. 00:00:13.606 -- 00:00:17.250 Before the call begins, I'd like to call your attention to the customary safe harbour 00:00:17.250 -- 00:00:21.055 disclosure in our earnings release regarding forward-looking statements. 00:00:21.055 -- 00:00:25.176 Today's call may include forward-looking statements and projections And we refer you 00:00:25.176 -- 00:00:29.483 to our most recent form 10 K for important factors that could cause actual results to 00:00:29.483 -- 00:00:32.888 differ materially from these statements and projections. 00:00:32.888 -- 00:00:37.114 We do not undertake any obligation to update our forward looking statements or projections 00:00:37.114 -- 00:00:42.182 unless required by law. In addition, ladder will discuss certain non gap financial 00:00:42.182 -- 00:00:46.248 measures on this call which management believes are relevant to assessing the company's 00:00:46.248 -- 00:00:50.708 financial performance. The company's presentation of this information is not intended 00:00:50.708 -- 00:00:55.714 to be considered in isolation or as a substitute for the financial information presented 00:00:55.714 -- 00:01:00.459 in accordance with GAAP. These measures are reconciled to GAAP figures in our earnings 00:01:00.459 -- 00:01:04.484 supplement presentation, which is available in the investor relations section of our 00:01:04.484 -- 00:01:09.711 website. We also refer you to our Form 10-K and earnings suppleme...