Kinsale Capital Group, Inc. (KNSL) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. My name is Carly and I will be your conference operator today. At this time, I would like to welcome everyone to the Kinsale Capital Group Q4 2025 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. Before we get started, Let me remind everyone that through the course of the teleconference, Kinsales Management may make comments that reflect their intentions, beliefs, and expectations for the future. As always, these forward-looking statements are subject to certain risk factors, which could cause actual results to differ materially. These risk factors are listed in the company's various SEC filings, including the 2023 Annual Report on Form 10-K, which should be reviewed carefully. The company has furnished a Form 8K with a Securities and Exchange Commission that contained the press release announcing its fourth quarter results. Kinsale's management may also reference certain non-GAAP financial measures in the call today. A reconciliation of GAAP to these measures can be found in the press release, which is available at the company's website at www.kinsalecapitalgroup.com. I will now turn the conference over to Kinsale's chairman and CEO, Mr. Michael Keogh. Please go ahead, sir. Thank you, operator, and good morning, everyone. Brian Petrucelli, our chief financial officer, Brian Haney, our president and COO, and Stuart Winston, our chief underwriter, are joining me this morning for the call. In the fourth quarter, 2025, Kinsale's diluted o...