KeyCorp (KEY) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.459 Good morning and welcome to Key Corp's third quarter 2025 earnings conference 00:00:05.459 -- 00:00:10.026 call. At this time, all participants are in a listen-only mode. 00:00:10.026 -- 00:00:13.131 Later, we will conduct a question and answer session. 00:00:13.131 -- 00:00:18.159 If you would like to ask a question, please press star followed by one on your telephone 00:00:18.159 -- 00:00:22.285 keypad. As a reminder, this conference is being recorded. 00:00:22.285 -- 00:00:27.313 I would now like to turn the conference over to Brian Mauney, Key Corp Director 00:00:27.313 -- 00:00:29.478 of Investor Relations. 00:00:29.478 -- 00:00:31.360 Please go ahead. 00:00:31.360 -- 00:00:33.643 Thank you, Operator, and good morning, everyone. 00:00:33.643 -- 00:00:38.248 I'd like to thank you for joining Key Corp's third quarter 2025 earnings conference call. 00:00:38.248 -- 00:00:42.612 I am here with Chris Gorman, our Chairman and Chief Executive Officer, Clark Kayet, our 00:00:42.612 -- 00:00:46.196 Chief Financial Officer, and Mo Romani, our Chief Risk Officer. 00:00:46.196 -- 00:00:49.981 As usual, we will reference our earnings presentation slides, which can be found in the 00:00:49.981 -- 00:00:53.204 Investor Relations section of the Key.com website. 00:00:53.204 -- 00:00:56.628 In the back of the presentation, you will find our statement on forward-looking disclosures 00:00:56.628 -- 00:00:59.836 and certain financial measures, including non-GAAP measures. 00:00:59.836 -- 00:01:03.780 This covers our earnings materials as well as remarks made on this morning's call. 00:01:03.780 -- 00:01:07.784 Actual results may differ materially from forward-looking statements, and those statements 00:01:07.784 -- 00:01:11.507 speak only as of to...