Kbc Group Sa Unsp/Adr (KBCSY) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.316 Good day and welcome to today's KBC Group Earnings Release Q2 2025 Conference 00:00:05.316 -- 00:00:06.778 Call. 00:00:06.778 -- 00:00:11.082 This meeting is being recorded, and now I'd like to hand the call over to Kurt de Bunst, 00:00:11.082 -- 00:00:15.045 Head of Investor Relations. Please go ahead, sir. 00:00:15.207 -- 00:00:17.109 Thank you, operator. 00:00:17.109 -- 00:00:21.774 A very good morning to all of you from the headquarters of KBC in Brussels, and welcome 00:00:21.774 -- 00:00:25.343 to the KBC Conference Call. Today is Thursday. 00:00:25.343 -- 00:00:29.890 August the 7th, 2025, and we are hosting the conference call on the second quarter results 00:00:29.890 -- 00:00:31.692 of KWC. 00:00:31.692 -- 00:00:36.900 As usual, we have Johan Tess, Group CEO, with us, as well as our Group CFO, Bartel Pulings, 00:00:36.900 -- 00:00:41.587 and they will both elaborate on the results and add some additional insight. 00:00:41.587 -- 00:00:45.813 As such, it's my pleasure to give the floor to our CEO, Johan Tess, who will quickly 00:00:45.813 -- 00:00:48.754 run you through the presentation. 00:00:49.627 -- 00:00:53.754 Thank you very much, Kurt. And also from my side, a warm welcome to the announcement 00:00:53.754 -- 00:00:56.999 of the second quarter results of 2025. 00:00:56.999 -- 00:01:02.348 And as always, we start with the key takeaways, the highlights of this quarter. 00:01:02.348 -- 00:01:07.417 And let me start with the net results, which stands at a very strong 1 00:01:07.417 -- 00:01:10.341 billion and 18 million euros for the quarter. 00:01:10.341 -- 00:01:13.967 And so again, we pulled the 00:01:13.967 -- 00:01:18.206 net results over the billion. which I would say, given the taxes being booked in the 00:01:18.2...