Simon Haubart
Head of Investor Relations
Replay available
Jyske Bank A/S Ord (JYSKF) Q4 2025 Earnings Call
Jyske Bank A/S Ord (OTC: JYSKF) Q4 2025 earnings conference call, held 2026-02-05. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Lars Merck
Chief Executive Officer
Bjo Nielsen
Chief Financial Officer
Mathias Nielsen
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Alexander Wilstrup-Jonsson
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Martin Diep
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Asbjorn Mark
Analyst, Danske Bank
Namita Samtani
Analyst, Barclays
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Jyske Bank A/s.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.375 Hi, everyone. Thank you for joining us on Jyske Bank's conference call for the financial 00:00:04.375 -- 00:00:06.638 results for 2025. 00:00:06.638 -- 00:00:09.400 This is Simon Haubart from Investor Relations speaking. 00:00:09.400 -- 00:00:15.006 With me, I have Jyske Bank CEO Lars Merck and CFO Bjo Nielsen. 00:00:15.006 -- 00:00:17.689 Lars and Bjo will walk you through our prepared remarks. 00:00:17.689 -- 00:00:19.891 Afterwards, we will open up for questions. 00:00:19.891 -- 00:00:22.153 I will now hand over to Lars. 00:00:22.153 -- 00:00:27.238 Thank you, Simon. And I'd also like to thank everybody for joining 00:00:27.238 -- 00:00:32.306 this conference call today. We closed 2025 on a strong note, 00:00:32.306 -- 00:00:37.954 delivering results above our previously guided ranges and growing EPS a full 18% 00:00:37.954 -- 00:00:40.438 year-on-year in Q4. 00:00:40.438 -- 00:00:44.944 This performance supported an upgrade of our outlook as well as our pre-announced results 00:00:44.944 -- 00:00:50.052 for 2025 in January. This morning we published the full set of results for 00:00:50.052 -- 00:00:56.377 2025, including full details on strong capital position and updated capital targets. 00:00:56.377 -- 00:01:01.442 We now target a CET1 ratio of approximately 15% and a total capital 00:01:01.442 -- 00:01:06.708 ratio around 20%. This is at the lower end of our previous capital targets 00:01:06.708 -- 00:01:12.694 despite a systemic buffer of 0.9 percentage points. 00:01:12.694 -- 00:01:17.719 On the back of this, we have announced our largest capital distribution so 00:01:17.719 -- 00:01:24.490 far of 4.5 billion Danish in total, an increase of 20% year-on-year. 00:01:24.490 -- 00:01:29.519 We also provided our outlook for 26....